COVID-19

Kòmanse

Kesyon ki Vini Souvan

Koze pou lokatè

Ou bezwen asistans pou w redije repons a plent degèpisman kont ou? Itilize lyen sa pou w reponn a pwose degèpisman kont ou  (Pwosesis pou w Reponn a yon Pwose Degèpisman Eviction Answer Builder.

·       Kijan pou w Reponn a Pwose Degèpisman kont Ou

·       Kijan Pou w Depoze Anliy Pledwari ou yo

·       Pwogram Asistans Lwaye

  • Moratoryòm Eviksyon Sant pou Kontwòl ak Prevansyon Maladi (CDC) pa an vigè ankò, e pa gen ankenn moratoryòm an plas pou pwoteje lokatè Florid yo kont degèpisman. Se premye fwa depi mas 2020 ke pa gen moratoryòm an plas pou pwoteje lokatè Florid yo kont degèpisman. Selon Lwa Florida, lokatè ki pa kapab peye kay yo akoz COVID-19 pap gen anpil pwoteksyon kont pwose degèpisman.

    Si w te reresevwa yon notis nan men mèt kay ou a ki mande w pou w peye lwaye sinon pou w demenaje oswa si mèt kay ou a depoze yon pwose degèpisman kont ou, ou ta dwe kontakte Legal Services imedyatman pou wè si nou kapab ofri w asistans legal.

    Si w pa kapab peye lwaye w, ou ta dwe aplike imedyatman pou asistans lwaye. Sit entènèt sa gen tout pwogram asistans lwaye k ap aksepte kounye a aplikasyon la.

    Pou plis enfòmasyon sou pwosesis degèpisman an, revize bwochi nou an: Kijan pou w fè fas a a yon degèpisman (eviksyon) pandan e apre COVID-19. Si w bezwen èd pou w ekri yon repons a yon pwose degèpiman, sit entènèt sa kapab ede w kreye yon repons.

  • Mèt kay ou va siman mande pou Lapolis retire w nan kay la. Li posib pou Konte a revize ka ou a pou detèmine si mèt kay ou a vle aksepte asistans lwaye. Men, pa gen ankenn garanti sa ap fèt oswa ap anpeche yo degèpi w.

    Apre ke jij la antre Jijman Final Degèpisman an, tribinal la ap emèt yon « Mada Posesyon » Papye sa ki soti nan tribinal la di pou la polis mete ou menm ak tout sa ou posede deyò. Answit LaPolis ap poste manda a sou pòt ou. Manda a di ke la polis ap retounen nan 24èd tan apre, ou pa kapab konte sou ekstra tan. Ou ta dwe fè plan pou w demenaje imedyatman si w resevwa yon notis 24 èd tan.

    Si w resevwa yon Manda Posesyon e ou pa gen ankenn kote pou w ale, ou ta dwe kontakte Liy Enfòmasyon pou Sanzabri yo: 1-877-994-4357

  • Si mèt kay ou refize aksepte asistans lwaye oswa pwogram asistans lwaye a rejte aplikasyon ou a, ou ta dwe kontakte Legal Services pou wè si nou kapab ofri w asistans legal.

  • Wi. Menm si moratoryòm CDC a te pwoteje w, ou toujou peye lwaye ak mèt kay ou a. Epitou ou kapab aplike pou asistans lwaye nan pwogram sila yo.

  • Rapòte imedyatman ke ou pèdi revni pou yo kapab ajiste lwaye w. Lwaye mwa pwochen an ta dwe baze sou nouvo salè w. Si gen yon reta nan ajisteman lwaye ou akoz kriz COVID-19 la, ou ta dwe resevwa yon ajisteman retwoaktif sou lwaye ou.

  • Si pwoblèm apatman ou a afekte sante w ak sekirite w, mande mèt kay la pou l fè reparasyon imedyatman. Si mèt kay la pa vle fè reparasyon yo, voye yon lèt ba li sètifye pa la pòs pou ekzije l fè reparasyon nan 7 jou a pati dat lèt la oswa w ap kenbe lajan lwaye a. Epitou, revize kontra lwaye a pou nenpòt lòt dwa ou ta ka genyen. Pou plis enfòmasyon sou koze kenbe lajan lwaye a, li bwochi nou sou reparasyon epi kontakte Legal Services.

  • Petèt. Si gen yon ijans, tankou yon tiyo ki pete, mèt kay la kapab antre nan kay la nenpòt lè. Nan lòt sitiyasyon tankou ti reparasyon piti, pou montre kay la ba lòt nouvo lokatè, oswa pou enspeksyon, ou pa kapab anpeche mèt kay la rantre derezonableman. Rezonabb ou pa depann de fè espesifik. Men sepandan, ak pandemi COVID-19 la, li sanble li rezonab pou w mande mèt kay la pou l pote yon mask oswa pou l pa antre si w gen COVID oswa ou an karantèn. Nan tout sikonsatans yo ki pa yon ijans, mèt kay la ta dwe ba w omwen yon notis 12 èd tan e antre sèlman ant 7:30 am ak 8 pm. Epi, toujou revize kontra lwaye ou pou wè si w gen lòt pwoteksyon.

Benefis Chomaj

Kesyon ki gen rapò a Dèt Konsomatè

  • First, call your lender as soon as possible and ask about any program you may qualify for. For instance, your lender may reduce your car payment or allow you to skip a payment and add it to the end of the loan. The lender may offer to refinance your loan all together with a lower interest rate that will reduce your car payment. However, make sure to be aware if the lender is extending the number of months to pay off the loan - for instance your 5-year loan is refinanced into a 7-year loan.  

  • You may be entitled to some relief, but it depends on the type of student loan you have. Federal student loan borrowers are automatically being placed in an administrative forbearance, which allows you to temporarily stop making your monthly loan payment. This suspension of payments will last until September 30, 2021.  The interest rate is 0% through September 30, 2021 on defaulted and non-defaulted Direct Loans, defaulted and non-defaulted FFEL Program loans and Federal Perkins loans. 

    This website gives more information on what the Department of Education is offering: https://studentaid.gov/announcements-events/coronavirus.   If you have a private student loan, contact your loan administrator right away to see what is available to you.

  • If you have an FHA, VA, or USDA mortgage, foreclosures are suspended through June 30, 2021. If you have a mortgage held by Fannie Mae or Freddie Mac, the foreclosures are suspended through March 31, 2021.For borrowers of FHA, VA, and USDA mortgages who have not yet asked for a mortgage payment forbearance, the deadline to request an initial payment forbearance has been extended through June 30, 2021, and for borrowers who already obtained a payment forbearance on or before June 30, 2020, they may request up to two additional 3-month forbearance periods. Also, borrowers with Fannie Mae or Freddie Mac mortgages who had a COVID-19 forbearance plan in place as of February 28, 2021, may apply for a 3-month forbearance extension, and those eligible for a payment deferral may now defer up to 15 months of payments. Deferred payments are repaid at the time the home is sold, refinanced or at mortgage maturity.

Enfòmasyon pou Ti Komès

  • There are two forms of SBA loans available: Disaster Recovery Loans and Paycheck Protection Loans under the new CARES Act. For more information and to apply visit this website.

  • No, this program is only available for small businesses. For more information visit this website.

  • Businesses that employ independent contractors may also apply, the loan amount is limited to $100,000. Please visit this website for more info on eligibility and how to apply. 

  • Visit this website for a list of updated resources for small businesses and nonprofits.Paycheck Protection Program - Applying for a First-Draw PPP Loan SBA Economic Injury Disaster Loan (EIDL) Program - Eligibility

Assistans Fineray Covid-19

Si ou te fè depans pou fineray pou yon moun ki te mouri nan COVID-19 Ozetazini apre 20 janvye, 2020, ou ta kab elijib pou Asistans Fineray COVID-19 nan men Ajans Federal ki Jere Ijans (FEMA).  Men kèk nan kritè elijibilite yo:

  • Moun nan te jwenn lanmò li Ozetazini;

  • Aplikan an (pa defen an non) dwe yon sitwayen Ameriken, yon nasyonal, oswa yon rezidan ki kalifye;

  • Sètifika desè a dwe atribiye lanmò a a COVID-19;

  • Aplikan an dwe gen prèv depans li fè pou antèman an ki kab gen ladan li frè transpò pou idantifye defen an, transfè kò  defen an, kote li antere a oswa nichensinerasyon nan, sèvis klège/moun ki ofisye fineray la, mezon finèb la, frè ensinerasyon/antèman an;

  • Aplikan an dwe gen prèv pou nenpòt lòt fon li te resevwa pou l te peye depans pou antèman an;

  • Aplikan an dwe bay non, Nimewo Sekirite Sosyal, Dat de Nesans, adrès ak enfòmasyon kontak pou li menm ansanm ak non, Nimewo Sekirite Sosyal, Dat de Nesans pou chak moun ki mouri ansanm ak lokal kote moun nan mouri a.

Tout aplikasyon dwe kòmanse pa telefòn nan nimewo Liy Asistans Fineray FEMA a pou COVID-19 nan 1-844-684-6333 a pati 9am rive pou 9pm, Lendi a vandredi.  Kou aplikasyon an fèt, aplikan an ap gen aksè a yon kont sou sit sila DisasterAssistance.gov kote li kapab telechaje dokimantasyon yo.  FEMA va pran yon desizyon sou aplikasyon an nan 30 jou. 


Si w aplike eke yo refize w Asistans pou COVID-19 ou gen 60 jou a pati dat refi a pou w fè apèl a desizyon an. Si yo te rejte aplikasyon ou a oswa si sa gen plis ke 30 jou depi ou te aplike eke ou poko resevwa yon desizyon, kontakte biwo nou pou w aplike pou sèvis nou.